Looking at how the next generation of technology, and the generation after that will change financial services.  I spend much of my time working on payment systems and have strong interests in blockchain, machine learning, and high-performance computing.  My background is engineering and application development.  As part of the Technology Leadership in the Bank  I have to keep a practical focus, and I also work with those developing policy.  I’m chair of the Hyperledger trade finance special interest group which combines the opportunity to build a better understanding of real-world problems with a chance to contribute to the wider tech community.