Richard is one of the world’s leading authorities on distributed ledger systems and architectures. Previously, Richard was the Executive Architect for Banking and Financial Markets industry innovation at IBM UK. His previous roles with the company, for whom he has worked for almost fifteen years, included Lead Account Architect for a global Investment Banking client and a consultant for IBM software products. Richard is a Chartered Engineer, holds an MBA with distinction from Warwick Business School and a first-class degree in Mathematics from Trinity College, Cambridge.