Jim Cunha is the Senior Vice President of Secure Payments and FinTech at the Federal Reserve Bank of Boston.
Cunha leads the Federal Reserve’s Secure Payment efforts, which seeks to improve the safety, security, and resiliency of the U.S. payments system. More specifically, the Fed collaborates with the industry to reduce fraud in payments.

Cunha is also spearheading the Boston Fed’s efforts to study and experiment with distributed ledger technology, or blockchain, to determine applicability, potential benefits, and risks for internal and external uses. He is specifically focused on the evolution of the technology and its potential impact on the financial services sector. He is also responsible for the Bank’s digital currency research efforts, including its CBDC research partnership with MIT and the broader industry.

Cunha has worked at the Boston Fed since 1984. Prior to that, he worked at Fleet National Bank. He holds a bachelor’s in accounting and philosophy from Northeastern University and a bachelor’s in computer science from Rhode Island College.

Cunha serves as a member of the board of trustees of the Justice Resource Institute, a social justice nonprofit, and is an ex-officio member of the board of directors at New England ACH Association, a payments education nonprofit.