Carlos is passionate about how exponential technologies are redefining society, business, and economics by allowing reliable interaction models. He began programming mobile multiplayer games, where he learned the importance of design and the user experience, incentive models and the complexity of creating distributed systems.

He transitioned from a consultant-based practice to BBVA, where he has had the privilege of living the journey of transformation, as BBVA moves from a traditional financial institution to a global digital bank. He continues to be enthusiastic about the journey to digital, with the purpose of generating prosperity in society. When travel permits, he also shares experiences, ideas and opinions in various business schools and universities as a visiting professor.

He is currently obsessed with the convergence of society, economics and technology and how the latter is setting the pace. He has collaborated in the creation of several startups around Fintech, IoT, and new governance models that support how advances in technology and help s people make smarter decisions.

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